نوع مقاله : مقاله مستقل
نویسندگان
1 دانشجوی دکتری مدیریت صنعتی گرایش مالی، دانشکده مدیریت و اقتصاد، واحد علوم و تحقیقات، دانشگاه آزاد اسلامی، تهران، ایران
2 استاد گروه مدیریت تکنولوژی ،دانشکده مدیریت و اقتصاد واحد علوم و تحقیقات دانشگاه آزاد اسلامی، تهران ، ایران
3 استادیار گروه مدیریت صنعتی ، دانشکده مدیریت دانشگاه آزاد اسلامی، سمنان، تهران،ایران
چکیده
کلیدواژهها
عنوان مقاله [English]
نویسندگان [English]
Banks, as financial intermediaries, should direct capital to various projects and industries in order to play a positive role in sustainable development in societies and fulfill their social responsibilities. However, the banking business models in Iran have not been designed in a way that assure the financial interests of companies and banks through injecting banking resources into production at the same time. Despite the existence of researches on the area of liquidity problems of manufacturing companies, the issue of conflict of financial interests between banks and manufacturing companies has not been resolved yet. This study is aimed at presenting how a model of social banking will reduce the financial conflict between banks and manufacturing firms in Iran. We reviewed theoretical and supporting theories in order to determine the major variables to become finalized by experts through the fuzzy Delphi technique. In order to identify the existing relationships between the variables, we used a questionnaire that were completed by 40 members of a multitasking team. Then, in order to analyze data, we used the fuzzy DMAT technique. The results indicated that in the process of social banking development, the role of sustainable value created factors, strengthening the banking system and financing sustainable projects becomes highlighted and effective factors such as optimal allocation of resources, transparency and access to Banking facilities will lead to sustainable value creation and allocation of banking resources. On the other hand, this value creation, a platform for the growth of businesses, especially in micro and small businesses, has been increased. This process will lead to the development of social entrepreneurship and ultimately will reduce the existing conflict between banks and manufacturing companies ..
کلیدواژهها [English]